WriteFit is a holistic approach to underwriting. We’re able to quickly review a variety of publicly-available data and eliminate exam and lab requirement for your healthiest clients. For face amounts from $50,000 - $250,000 client automatically receives WriteFit underwriting (Standard, Preferred and Preferred Select classes). Face amounts above $250,001 the client can choose Write Fit or traditional underwriting.
Securian’s ePolicy Access program allows advisors to electronically access a client’s newly-issued policy pages. For eligible policies, advisors will receive an email that includes a link to a PDF copy of their client’s full policy.
The emailed policy packet may not be forwarded via email to a client.
Advisor can print and deliver or use Docusign.
Please see pilot guide for eligible policies.
How to Request ePolicy Access:
*Please note: We cannot backdate the issue date of a policy prior to February 20, 2017.
**If the underwriting decision for policies in transition is substandard, Orion will not be available for policies under $250,000.
¹Uncapped indexed account participation rates are subject to change and may be less than 100%. This could have the impact of the indexed account credit being less than the change in the reference index.
²The short-term loan provision provides for interest waiver if the loan is paid in full within 90 days of the date the loan was taken. In the event you do not repay the loan in full within 90 days, interest and other policy loan provisions will apply as of the date the loan was taken. Additional restrictions may apply.
These materials are for informational and educational purposes and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered as investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its affiliates, have a financial interest in the sale of their products.
Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.
This information should not be considered as tax or legal advice. Clients should consult their tax or legal advisor regarding their own tax or legal situation.
Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.
For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it would be accessible to the general public.
Securian Financial Group, Inc.
400 Robert Street North, St. Paul, MN 55101-2098
Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.
©2017 Securian Financial Group, Inc. All rights reserved.
F88673 2-2017 DOFU 2-2017